Saturday, August 13, 2016
I'm a bit late posting for this month. What's nice about me being late is that I get paid again in the next few days, so the numbers I'm posting here will soon not even matter. They will be outdated. Of the past. Dwarfed by the reality of my new and improved net worth.
Anyway, back to the point! I believe that this was my best month so far, with an increase of $5,550!!! Bringing me to a current net worth of $43,300. Above my target of $41,750.
I can almost taste the sweet victory of hitting the $50,000 milestone...
This milestone means a lot to me. I can't explain exactly why, because I don't have some perfect logical reason. It just sounds good. I would feel good about myself knowing that I was able to quickly hustle myself to $50,000 after graduating.
With that being said, I want to make a lot of big changes soon.
I want a new job.
I want a much bigger raise.
And I want to be working on myself and my personal growth as much as I work on my financial progress.
Here's to progress!
Sunday, July 10, 2016
My goal was to be worth $37,500. I can gladly say that I exceeded that goal (wooooooo!) and I currently stand at $37,750.
I am stoked. I expect this month and next month to be special (a little extra somethin' somethin') so I am pretty excited to see what my progress looks like.
I would like to be worth $41,750 by the end of the month. I like this. This is exciting. This makes $50,000 feel really close.
Right now, I face a dilemma of sorts.
I am really young. Amazingly young, actually. And I feel like I am not challenging myself enough or working hard enough.
I want to be more ambitious, try harder, do more, speed up progress.
I want to gain momentum now so that I can thank myself later.
How did your career/financial decisions in your early 20's set you up for the rest of your life?
Friday, June 3, 2016
Good news: May was a great month!
I am actually sitting here, smiling like an idiot as I look over my numbers.
Last month, I set a goal.
I wanted to be worth 1/3 of $100K.
I KILLED THAT GOAL!
I increased my net worth by $3,777.
I am now worth $34,200. I am STOKED.
I spend a lot of my time reading badass FI blogs where people make a LOT more money than I do. These bloggers all have these awesome portfolios and side hustles. I look at their progress, their numbers, and it is easy for me to feel inadequate. It is easy for someone like me to compare myself to others and let this comparison get to me.
But I am making the choice to think positively.
I am proud that I have made choices that have put me in this position. And I see this as motivation to keep up my hard work!
Now, moving forward!
First off, I have an idea that I think is pretty cool that you will see in one of my next posts.
In terms of net worth, I am happy to announce that I have a good feeling about the next few months...I will keep you posted, as always.
My official goal is to be worth $37,500 by the end of June.
How was May for you?
Monday, May 30, 2016
I have a perpetual fear of being fired.
All the time.
I get yelled at at work? Gonna get fired.
I perform well at work? Gonna get fired.
Every Monday, I walk into work and in the back of my mind, I'm preparing myself to be handed a cardboard box and to have to get out of there ASAP.
I get paranoid. Whenever I do something that could possibly be interpreted negatively, I tell myself that someone is building a case against me and that...just guess...I will get fired.
I've seen people get away with insane things with barely a warning.
I've also seen people get in crazy trouble for almost nothing.
Is this a rational fear? No.
Do I actually understand how firing works at different companies? Not at all.
But do I still have this fear? Of course.
Am I crazy?
Does anyone else have this fear, too?
Sunday, May 22, 2016
I have a huge fear of dependency.
I am afraid of becoming dependent on something, and then having that thing ripped away from me.
Or developing an addiction of sorts, and then allowing that addiction take over my life.
I am not just talking about depending on something we would consider incredibly dangerous, like hard drugs.
I am afraid of something as simple as caffeine.
I am afraid of drinking a cup of coffee every day to the point that I suffer from headaches when I cannot get my hands on a cup of coffee.
I am afraid of depending on another person for my happiness.
I am afraid of depending on a certain lifestyle.
I am afraid of depending on technology, like my cell phone or computer. (Apparently there are actual rehabs for people addicted to technology...)
Many people speak of Financial Independence, or Financial Freedom, and believe that not feeling dependent on paychecks will allow them to feel free in other aspects of their lives, as well.
To me, being free means not relying on an unnecessary aspect of life enough that it can detract from the overall quality of my life.
In the past, I have become dependent on certain people and habits that have detracted from my overall wellbeing. I have had toxic friends. I have depended on the opinions on people whose opinions should have never affected me to begin with.
Moving forward, I hope to analyze my life and ensure that I do not develop any dependencies that can take away from the success that I create for myself.
What have been your experiences with dependencies? How do you define freedom? If you are pursuing financial independence, what do you not want to depend on (aside from your paycheck to pay the bills)?
Tuesday, May 17, 2016
I am in a funk.
I have not posted for longer than I would like.
I keep looking over my ideas, my brainstorms, my half-written posts that weren't good enough to post then and still are not good enough to post, today.
I am in a funk. Nothing too major, just the kind of funk that is crimping my style and messing with my creativity.
I am asking myself a lot of big questions right now. Am I headed in the right direction with my life? How am I handling my interactions with friends and colleagues? Why am I feeling so frustrated lately? How can I get rid of the negativity in my life?
I think a lot. I think about a lot of things. This is not necessarily good. I actually OVERTHINK my decisions, my relationships, everything.
The purpose of this post is to let you know that I am working my way out of a funk that has kept me pretty down. Sorry for not posting for a while. I hope things will get better soon.
Thanks for your understanding.
If you can think of anything that might make me feel better, please let me know.
Sunday, May 8, 2016
I got in a fight with a coworker yesterday about whether it is okay to ask others how much money they make, or to volunteer information about your own compensation.
I argued that compensation is a topic that should be discussed.
He argued that it should not.
I argued that the only way to ensure that you are being paid what you deserve is to know how your colleagues are being compensated. If someone doing the same exact work as you is being paid significantly more than you, that tells you something. Not that you should complain to your employer, because I don't think that simply complaining is the way to achieve success or enact change. But that you should consider either negotiating for a raise based on your individual performance, or seeking employment elsewhere.
I believe that the only person looking out for my best interests is me. It is my job to ensure that I am being compensated fairly. I can only ensure that I am being compensated fairly by understanding how those around me are being compensated.
My colleague used to work in recruiting. His entire argument was biased in favor of recruiters.
He argued that if people realize they are underpaid, they will become angry and leave for a different employer! The horror!
Where do you stand on this issue? Have you ever discussed your compensation with those around you? How did it work out?